Get the funds you need to start or grow your business

A different kind of lender

Northern Initiatives provides loans to small business owners and entrepreneurs that might not qualify for loans from traditional banks for a variety of reasons.

A passion for small business

Northern Initiatives wants every small business owner to have the knowledge and confidence to grow their business. That's why every one of our loans comes with complimentary access to a suite of practical trainings and tools on topics that matter most - money, marketing, and management. Money and know-how, every business owner needs both!

Why Northern Initiatives?

It's the place where businesses and business owners grow.

We have extensive experience lending to start-ups and small businesses as a Small Business Administration (SBA) lender.